Joe Pendleton is a football quarterback preparing to lead his team to the Superbowl when he is almost killed in an accident. An overanxious angel plucks him to heaven only to discover that he was not ready to die, and that his body has been cremated. Another body must be found without his death being discovered, and that of a recently murdered millionaire is chosen. His wife and accountant, the murderers, are confused by this development, as he buys the Los Angeles Rams in order to once again quarterback them into the Superbowl. At the same time, he falls in love with an English environmental activist who disapproves of his policies and actions.

Drew Latham is an executive leading an empty, shallow life with only wealth on his side. Facing another lonely Christmas ahead, Drew wants to revisit his old childhood home and possibly relive some old holiday memories. But when he arrives, he finds that the house in which he was raised is no longer the home in which he grew up. Inhabited by another family, Drew offers a nice financial reward that has the family ringing. But is Drew's generous cash offer only the beginning of an annoying visitor who's a little too overeager to celebrate Christmas?